Online Payment

Products

On this page you can find more detailed information on our comprehensive payment solutions for online/offline payment and on our additional services.

Online Payment

With our Online Payment Gateway you can use more than ten of the most popular payment methods in your online shop with just one integration.

VISA
mastercard
BP American Express Logo

The acceptance of credit cards can play an essential role in successful online businesses due to being highly user-friendly, especially for international orders.

How it works:
Your customers pay quickly and easily via credit card through the PCI DSS certified credit card interface provided by Better Payment. Once the credit card details have been entered and confirmed by the customer, cardholder information is sent directly to Better Payment. Cardholder data is at no point stored on the merchant’s systems, which reduces PCI DSS scope of the merchant’s to a minimum.

Features

  • Refunds
  • Recurring Payments
  • Redirect or iFrame Integration

Addons

  • 3D-Secure
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BP_Direct_Debit

How it works:
With SEPA Direct Debit, outstanding amounts are simply collected from the customer’s bank account. Customers provide IBAN, BIC and account holder information in the checkout process. Direct debits are then submitted to the merchant’s bank via the payment system. Direct debit settlements can be verified and payment status returned to the shop via notification.

Features

  • Mandate creation and management
  • Refunds
  • Recurring Payments
  • Accounting reconciliation

Addons

  • Risk check
  • Collection
  • Secured / factoring / payout guarantee
BP Solvendi Logo
BP_Invoice

Offer your customers one of the most popular payment methods in Germany and increase your sales significantly.

How it works:

When buying on invoice/account, the merchant sends the goods to the customer including the invoice. Your customer can check the goods regarding quality or defects and then has to pay the outstanding amount.

Financial risks lie with the merchant/supplier. Therefore it is also called supplier/trade credit.

Purchase on account is very popular among German consumers, but it does entail risks for the merchant. In order to minimize fraud and payment defaults, risk and credit checks can be conducted. Furthermore, liquidity can be increased by factoring services.

 

Features

  • B2B & B2C

Addons

  • Risk check
  • Collection
  • Secured / factoring / payout guarantee
BP Solvendi Logo
BP Paysafe Logo Frei
BP_Installment

Offer your customers installment purchase.

  • Without PostIdent for the customer
  • Interest rate individually adjustable
  • Guaranteed payout
  • Fair and individual support for end customers

How it works:
Agreement between customer and merchant, whereby the customer periodically pays a partial amount of the total amount of an invoice until the complete due amount is paid. An interest rate is charged for the temporary customer loan.

Features

  • Refunds
  • Secured / factoring / payout guarantee
BP Paysafe Logo Frei
BP_Prepayment

How it works:
Customers transfer open amount to the merchant in advance usually via bank transfer. The goods will be shipped after the receipt of the payment has been confirmed.
Since the financial risk lies with the customer, this is also referred to as a customer or buyer credit.

Integrate your PayPal account into our payment solution.

How it works:

Via PayPal, customers can initiate payments by entering e-mail address and password. During the checkout process, your customer is redirected to the PayPal website, where the users’ data is entered and the transaction confirmed. A bank account/credit card of the customer is deposited with PayPal.

PayPal is a popular payment method among consumers due to its comprehensive buyer protection. This allows the customers to easily chargeback funds, even without the merchant’s consent.

With SOFORT, you enable your customers to pay simply and immediately via online bank transfer.

How it works:

Customers can settle outstanding amounts quickly and easily via online bank transfer. Your customer is redirected to the SOFORT website, enters the account information into the secure web interface and confirms the transfer by TAN.

The merchant immediately receives the payment confirmation and can initiate delivery of ordered goos immediately.

SOFORT is available in 9 European countries (Belgium, Germany, Italy, Netherlands, Austria, Poland, Switzerland, Spain, UK).

 

With giropay, you can offer your customers to pay via secure online bank transfer.

How it works:

Customers can settle the outstanding amount quickly and easily via online bank transfer. Your customer is redirected to the secure website of Girosolution, enters the account information into the interface and confirms the transfer by TAN.

The merchant immediately receives the payment confirmation and can initiate delivery of ordered goos immediately.

Giropay is available to German bank account holders.

Features

  • Small amounts up to 30 EUR possible without TAN

Use the new online payment system of the German banks and Sparkasse. Your customers can pay conveniently with their username and password.

Over 50 million online-capable checking accounts are connected via the German banks and Sparkasse and paydirekt.

How it works:

Customers need a bank account with one of the participating banks and an account with Paydirekt. For payments, your customer is redirected to the Paydirekt website and can log in using login data (username & password) to confirm the payment.

Paydirekt is an online payment procedure for German bank accounts and a service provided by German banks and Sparkasse.

Features

  • Refunds

Customers order from you and pay in cash at a local retail partner. Enable your customers to pay in cash!

How it works:

Customers can pay open amounts in cash at the cash desks of participating retail partners. After confirming the purchase in checkout, a payment coupon is created. Your customer needs to visit a participating branch and present the payment coupon. The coupon is scanned at the cash desks and the open amount can be settled in cash.

After the customer has paid, the merchant is informed and can now ship the ordered goods.

BP iDeal Logo

Enable your Dutch customers to use their highly popular payment method of choice.

How it works:

Customers pay outstanding amounts by online bank transfer via iDeal. Your dutch customer is redirected to the secure payment page of iDeal. The payment is initiated by entering the account number and confirming the transaction by 2-factor authentication.

The merchant receives a payment confirmation and can ship the goods immediately.

iDEAL is an online payment system from the Netherlands.

Additional Services

In order to improve your payment processes, we provide you with additional services such as e-shop setup, risk & receivables management and the function of a virtual terminal for Mobile Orders & Telephone Orders (MOTO's).

E-Shop
Setup

Better Payment offers a service to set up your own online shop with the help of our partner Versa Commerce.

Risk-
management

With our risk management solutions, payment defaults are prevented by extensive fraud protection. Fraud rates are reduced with the help of pre, risk and credit checks (shopping cart size, address & identity checks etc.).

 

 

Receivables-
management

With our receivables management, the liquidity of merchants is maintained by means of a simplified collection or factoring procedure with the help of our trusted partners.

 

 

 

 

Virtual Terminal

With our virtual terminal, you can enter customers’ credit card data and SEPA direct debit information into a secure web interface and directly initiate transactions. With this feature, we provided extended payment functionality for telephone or e-mail orders (MOTO).

Advantages

Transparent Pricing

Attractive pricing, no hidden costs

Rapid Onboarding

Accept payments in the shortest possible time

All Payment Methods

All important payment methods in one complete solution

Easy Integration

Integration via API or with the help of one of our shop plug-ins

High Security

Certification according to PCI DSS 3.2

Additional Services

Securing liquidity through advanced risk & debtor management